Finance

Accounting, invoicing, payroll, investing, and treasury.

Finance

7 launches

SimpleTax

Trending

Tax math, made simple.

FinanceCCompassPad editorial

SimpleTax is a small calculator for tax arithmetic. Its page describes it as free to download for iPhone, iPad, and Android, and states that it calculates before-tax, tax rate, tax amount, or total, entirely on the device. The site emphasises that the calculation works from whichever number you start with, uses currency-aware rounding, and keeps data local rather than sending it to a server. It is a single-purpose utility rather than a filing or accounting product: the page describes arithmetic, not returns or bookkeeping.

Ride Markets

Trending

Fund your calls on Solana tokens.

FinanceCCompassPad editorial

Ride Markets lets someone call a token on Solana and have funds back that call with real capital. Its page describes the arrangement as: call any token, funds back you, and you keep your share of the profit. The product is a markets and trading tool rather than a wallet or exchange. Its public page describes the mechanism in one line and does not publish a fee schedule or documentation at the time of collection.

Stripe

Featured

Payments infrastructure with the widest set of payment methods and billing primitives.

Developer ToolsCCompassPad editorial

Stripe is a payments platform that handles card and alternative payment methods, subscriptions, invoicing, and the money movement around them. A developer integrates through an API and hosted or embedded components, and the platform absorbs the network of acquiring banks, card networks, and local payment methods behind that interface. The breadth is the reason it is the default choice for online businesses. Beyond accepting a payment, the platform covers subscription billing with proration and trials, usage-based metering, invoicing, tax calculation, fraud screening, and payouts to connected accounts. Each of those is a product in its own right that a team would otherwise build or buy separately. The tradeoff is cost and control. Pricing is per transaction and adds up at scale, which is why larger businesses negotiate rates or move some volume to a direct acquirer. The platform is also opinionated about the merchant of record and the payout model, so businesses with unusual money-flow requirements sometimes find the constraints binding.

Shopify

Featured

Hosted ecommerce with checkout, payments, and an app ecosystem.

EcommerceCCompassPad editorial

Shopify is a hosted ecommerce platform. A merchant gets a storefront, a checkout, payment processing, inventory, and order management without operating any of it, and the platform handles the security and compliance work that accepting card payments requires. The product's scale comes from its app ecosystem. Anything the platform does not do natively — a loyalty programme, a subscription option, a review system, a warehouse integration — is available as an app, which means the platform can be extended without the merchant writing code. Themes control the storefront, and a headless mode exposes the commerce APIs for a custom frontend. The tradeoff is cost at scale and the constraint of a hosted model. Transaction fees apply when a third-party payment provider is used, app subscriptions add up, and the checkout cannot be fully customised outside the platform's extension points. Merchants with unusual requirements sometimes move to a headless platform to get that control back.

Lemon Squeezy

Payments and tax handling for software sellers as merchant of record.

Developer ToolsCCompassPad editorial

Lemon Squeezy is a payments platform for software businesses that acts as the merchant of record. That means the company is the legal seller of record for each transaction, and it takes on the obligations that follow: sales tax and VAT registration, collection, and remittance in the jurisdictions where a customer buys. For a small software business selling internationally, that is the whole proposition. Instead of registering for VAT in the EU, the UK, and elsewhere as revenue grows, the seller handles one counterparty. The platform provides checkout, licence keys, subscription management, and a customer portal, and it pays out on a schedule. The cost is a higher percentage per transaction than a plain payment processor, because the merchant-of-record role absorbs tax and compliance work. Businesses with high volume sometimes move to a processor and handle tax themselves once the fee difference exceeds the cost of doing so.

Polar

Merchant-of-record payments built for developers and open-source projects.

Developer ToolsCCompassPad editorial

Polar is a payments platform aimed at developers and open-source maintainers. Like other merchant-of-record services, it takes on sales tax and VAT obligations, but the product is shaped around the way developer projects sell: sponsorships, paid tiers for repositories, licence keys, and usage-based billing for API products. The integration is API-first with SDKs and a checkout that can be embedded, and there is a first-class GitHub integration for funding models where a sponsorship unlocks repository access or a private issue tracker. Usage-based billing supports metered events, which fits API products that charge by request. It is a younger platform than the established merchant-of-record services, so the ecosystem of integrations and the track record are shorter. Teams that want the developer-oriented billing model and are comfortable adopting an earlier-stage vendor are the natural fit; teams that need a long operating history usually choose a more established platform.

Uniswap

A decentralised exchange where trades settle against pooled liquidity.

FinanceCCompassPad editorial

Uniswap is a decentralised exchange protocol on Ethereum and other EVM chains. Instead of an order book, trades execute against liquidity pools that anyone can deposit into, with prices determined by a formula rather than by matching a buyer to a seller. The design is what made it influential. A token can be traded as soon as someone creates a pool for it, without a listing process, and the pool's liquidity providers earn a share of the trading fee. The interface is a website, but the exchange itself is a set of contracts, so anyone can build another interface or route trades through it. The tradeoffs are inherent to the model. A large trade moves the price against itself, which is why aggregators split orders across pools. Liquidity providers face loss relative to simply holding the assets when prices diverge, and the user experience requires a wallet, gas, and an understanding of what a failed transaction costs.